Financial Planning that puts you at the heart of your future

Transparent fees. Whole-of-market planning. Team-based across Scotland.

Independent financial advice that works for you.

Transparent fees. Whole-of-market planning.
Team-based across Scotland.
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How AC Wealth can help you.

Grow your investments

Make your money work harder. Independent, whole of market advice. Reduce tax and increase returns.
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Protect your estate

Pass wealth to your family tax efficiently. Reduce inheritance tax. Set up trusts that work for your situation.
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Retire & enjoy it

Establish when you can stop work. Check if your pension and savings will cover your plans. Build a reliable income that lasts.
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Support for your business

We can provide your business with advice on workplace pensions, employee benefits, private medical insurance and salary sacrifice schemes.
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Independence means choice

All first appointments are free of charge. At this meeting our advisors will explain our fee structure in relation to the services you need.
Fees for our Employee Benefits Service can be found here.
Our fees are transparent and agreed upfront. More details can be found here.
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Our people

We have a great team of qualified professionals available to support you with your plans. We are always keen to hear from anyone who might be interested in joining our team. Find out more here.

Services that deliver results

We offer independent advice across four core areas. Each service is tailored to your circumstances, not a product we’re trying to sell.

Pensions & Retirement Planning

Establish exactly when you can retire, what income you’ll need and how to maximise your pensions and savings. We’ll provide a clear view of your financial future model and advice to support you in the right direction.
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Savings & Investment Advice

We’ll review your portfolio to match your requirements and stage in life. We search the whole of the market, evaluating portfolio performance and your needs on an ongoing basis.
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Inheritance Tax & Estate Planning

Protect what you’ve built. Ensure financial security and tax planning for the next generation.
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Protecting what Matters

Ensure you are covered to maintain financial stability and security for every circumstance.
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70 reviews | 4 verified advisers
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  • First impression of Alaina Howie

    December 2025
    Please provide a brief comment about your experience with Alaina
    Alaina is friendly, approachable, professional and helpful. I have recommended her to many colleagues looking for advice in relation to financial planning.
    by a VouchedFor user
  • Review of Alaina Howie

    September 2025
    What were the circumstances that caused you to initially look for an adviser?
    Collating all my work pensions into once place.

    How has Alaina Howie helped you?
    Provided sound and clear advice for my situation.

    Have you seen the outcome you were hoping for?
    Yes
    by a verified client in Midlothian
  • Review of Alaina Howie

    September 2025
    What were the circumstances that caused you to initially look for an adviser?
    I had some savings behind me and was keen to start investing.

    How has Alaina Howie helped you?
    I’ve worked with Alaina for over four years now and she’s been fantastic. She helped me move from saving to investing with confidence, and her advice to switch products proved absolutely right, I’m delighted with the outcome. She knows the markets inside out, explains things clearly, and always puts my best interests first. Highly recommended!

    Have you seen the outcome you were hoping for?
    I’m investing for the longer term and yes, very happy with my portfolio.
    by a verified client in Stirlingshire
Copyright © 2026 Aberdein Considine Wealth Ltd (AC Wealth)
1st Floor, Blenheim House, Fountainhall Road, Aberdeen, AB15 4DT
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Call us:
0800 046 1660
Email us:
[email protected]
Aberdein Considine Wealth Ltd (AC Wealth) is authorised and regulated by the Financial Conduct Authority, FRN 1012486. Company number SC720631. The FCA does not regulate tax planning, Wills or Trusts. The value of investments can fall as well as rise. The information on this site is intended to be of general interest only and should not be considered as an offer, investment recommendation or solicitation, or advice to engage with any financial instruments. This website is intended for UK audiences only.
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