Secure Your Future with Expert Pension Advice & Planning

Independent financial advice that works for you.

Transparent fees. Whole-of-market planning.
Team-based across Scotland.

Review your pensions and start planning today for the retirement you deserve

Understanding your Pension and having the right pension advice is a key part for building financial security in retirement. Our pension experts provide advice on pension reviews, pension transfers and how to draw down your pension in retirement.

Whether you're just starting your career or approaching retirement age, having a clear strategy and regular financial reviews, ensures you'll have sufficient income to support your lifestyle when you stop working.

Understanding Your Pension Options

State Pensions - Government-provided income based on your National Insurance contributions. You can check details on your state pension using this calculator.

Workplace Pensions - Employer pension schemes with valuable matched contributions to boost your savings are a great way to build up your pension. Our Employee Benefits team provide a comprehensive service for businesses, more details can be found here.

Personal Pensions - Private pension plans can provide you with additional flexibility. Our team can advice on any current pension arrangements you have or provide alternatives.

Why Pension Planning Matters

Effective retirement planning considers your:

Current financial situation and income

Target retirement age and timeline

Desired retirement lifestyle and expenses

Investment growth potential and risks

Pension & Retirement Advice

Even if retirement feels far in the future, early planning maximizes your pension growth through compound returns. Our Financial Planners help clients by:

Designing tax-efficient investment strategies

Consolidating multiple pension arrangements

Optimising contributions for maximum growth

Regularly reviewing plans to keep you on track

Our people

We have a great team of qualified professionals available to support you with your plans. We are always keen to hear from anyone who might be interested in joining our team. Find out more here.

Joyce Duguid Employee Benefits Admin Manager AC Wealth

Meet the Team

Take Control of Your Retirement Today

Don't leave your financial future to chance. Our pension experts based in Aberdeen, Aberdeenshire, Perth, Stirling, Edinburgh and Glasgow, will ensure your pension provisions are working as hard as possible to deliver the retirement you've planned.

Contact our Financial Planning team today for personalised pension advice and a financial review tailored to your goals.

1st Floor, Blenheim House, Fountainhall Road, Aberdeen, AB15 4DT

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0800 046 1660

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[email protected]

Aberdein Considine Wealth Ltd (AC Wealth) is authorised and regulated by the Financial Conduct Authority, FRN 1012486. Company number SC720631. The FCA does not regulate tax planning, Wills or Trusts. The value of investments can fall as well as rise. The information on this site is intended to be of general interest only and should not be considered as an offer, investment recommendation or solicitation, or advice to engage with any financial instruments. This website is intended for UK audiences only.